The 5 Best Credit Unions Around Wheeling

Credit unions are celebrated for their cooperative, member-owned structure, often translating to better rates and personalized service. The Best of the Ohio Valley Readers' Choice 2025 recognizes these five local credit unions for their commitment to serving their membership and communities across the Wheeling area.

Bayer Heritage Federal Credit Union - Multiple Locations

Bayer Heritage FCU is guided by strong values of simplicity, trust, value, and knowledge, focusing on providing clear, accessible, and high-value financial solutions for every member. Beyond traditional checking, savings, and low-rate loans, they offer specialized benefits like a Dollar Dog Kids Club for young members and Retirement and Investment Services through a partnership with Raymond James. Their commitment to community extends to hosting fundraising events for the Children's Miracle Network.

First Choice America Community Federal Credit Union - Multiple Locations

Tracing its roots back to 1939, First Choice America operates as a not-for-profit financial cooperative dedicated to serving its members rather than maximizing profits. They offer a comprehensive suite of services, including free checking accounts for both personal and business needs, low rates on auto loans, mortgages, and credit cards, and robust digital banking options. Membership supports the local community, emphasizing their mission to help members save big.

Ohio Valley Community CU - Multiple Locations

Since 1960, Ohio Valley Community Credit Union (OVCCU) has been a significant financial institution in the area, guided by the mission: “Providing safety and security with innovative financial services to our members and communities.” They offer a full range of services, including checking accounts, savings and investment products, auto loans, and mortgage loans. OVCCU serves members who live, work, attend school, or worship across several key counties in both Ohio and West Virginia.

Marshall County Federal Credit Union

Established in 1951, Marshall County Federal Credit Union (MCFCU) is a full-service institution committed to the credit union philosophy of "people helping people." Their mission is to partner with members for financial success through service, solutions, and education. They provide high earnings on savings and low rates on loans, alongside convenient modern services like instant issue debit cards, the MCCU Mobile App, and financial budget counseling.

Softite Community FCU

Softite Community FCU offers a range of financial products to those who live, work, worship, or attend school in Belmont, Harrison, and Jefferson Counties in Ohio. They provide essential services, including Draft Checking Accounts with Debit Cards, Online Banking with Bill Pay, and various loan programs. Softite Community FCU is known for being a responsive, accessible financial partner in its local area, ensuring members have the necessary tools to achieve their financial goals.

Thanks, Gemini.